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- United States, Estados Unidos
- Estados Unidos
Resumen del puesto por JobGrid
National Head of Digital Deposits at oaknorth.ai: United States, Estados Unidos, Estados Unidos; Presencial; Lead; Tecnología; Product Manager. This listing is part of JobGrid's Empleos de product manager en páginas de empresas. JobGrid adds normalized role facts, source context, and a path to the employer application page so candidates can compare the listing before applying.
- Location and workplace: United States, Estados Unidos, Estados Unidos, Presencial
- Role classification: Tecnología, Product Manager, Lead
- Source freshness: checked by JobGrid on 2026-06-02.
- Application path: candidates continue to the employer application page with non-personal referral tags.
About the Role
We’re building the future of digital banking, and deposits are at the core of it. As the National Digital Deposit Leader, you will own the end-to-end strategy, execution, and growth of our digital deposit products nationwide. This is a hands-on, high-impact leadership role for someone who thrives in fast-moving environments and knows how to scale deposit growth through exceptional digital experiences, data-driven decisions, and strong partnerships.
You’ll operate at the intersection of product, growth, technology, and finance—turning customer needs into simple, scalable deposit solutions while balancing growth, unit economics, and regulatory expectations.
What you will own:
- Own national digital deposit growth across the consumer segment.
- Design and execute acquisition, activation, engagement, and retention strategies with clear growth targets to rapidly build up to $10M per month, scaling to $100M per month within three years.
- Develop pricing, promotional, and funding strategies that balance growth velocity with margin and liquidity needs in coordination with the CFO and ALM objectives.
- Build and iterate on growth models, forecasts, and KPIs to guide decision-making.
- Lead the end-to-end digital deposit product lifecycle—from concept to launch to optimization.
- Partner closely with a sister-company’s engineering and design team along with the bank’s core system provider to deliver fast, intuitive digital account opening and funding experiences.
- Champion experimentation (A/B testing, rapid iteration, MVP launches) to improve conversion and engagement.
- Drive innovation in features such as instant funding, embedded finance, personalization, and self-service tools.
- Collaborate with growth marketing to scale performance-based acquisition and lifecycle programs.
- Leverage analytics to identify drop-offs, optimize funnels, and increase lifetime value.
- Use customer insights and behavioral data to inform product and growth decisions.
- Partner with Compliance, Risk, Legal, and Banking-as-a-Service (BaaS) partners to ensure deposit products meet regulatory requirements.
- Build scalable processes and controls that support rapid growth without slowing innovation.
- Anticipate and manage risks related to fraud, KYC, AML, and liquidity as the platform scales.
- Act as the internal owner and evangelist for digital deposits.
- Build, mentor, and inspire a lean, high-performing cross-border team as the company grows.
- Influence executives and cross-functional leaders with clear strategy, strong data, and decisive execution.
- 8–12+ years of experience in fintech, digital banking, or high-growth financial services.
- Proven experience scaling digital deposit products in a startup or fintech environment including establishing a brand on a national basis.
- Strong understanding of deposit economics, pricing, and funding dynamics.
- Experience working with deposit aggregators, listing services, and other tools to augment direct account acquisition.
- Hands-on experience with digital account opening, onboarding, and growth funnels.
- Comfortable operating with ambiguity, speed, and ownership.
- Experience working with BaaS platforms, sponsor banks, or embedded finance models.
- Background in growth, product, or data-led organizations.
- Familiarity with modern fintech stacks, APIs, and cloud-based platforms.
- Prior experience launching or scaling a 0→1 or 1→N deposit product.
- Digital deposit growth and retention
- Cost of acquisition and payback period
- Conversion, activation, and engagement rates
- Deposit mix, margin contribution, and funding stability
- Customer satisfaction and product adoption
- This position supports a planned U.S. digital deposit business and is subject to applicable regulatory approvals and business readiness requirements.