Senior Product Manager - Credit Card

OnePay is the consumer fintech trusted by millions of Americans to make money better.

Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.

We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.

We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.

But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:

• Ready to run

• Hungry and driven by urgency

• Exceptional at what they do, with low ego

• Comfortable operating in motion

OnePay's credit card is a core part of how we help customers make money better. You'll own the product - defining what it does, how it grows, and what it becomes. This isn't a maintenance role, we're moving fast and there's real build ahead. You will:

• Own the product roadmap - rewards, features, digital experience, and servicing

• Define what makes the card worth having and worth keeping

• Work across credit, engineering, design, compliance, and marketing to ship

• Use cardholder data to understand behavior and drive product decisions

• Use AI aggressively - to understand cardholder behavior in real time, personalize the product experience, and move faster than any traditional issuer could

• Experience as a PM for a named card product - you can point to a specific card and say "that was me"

• Deep understanding of card economics: interchange, rewards cost, credit loss, customer LTV

• A track record of shipping card features that moved real metrics

• Experience working cross-functionally with credit, compliance, and legal without losing speed

• Fintech background strongly preferred

• Drive and proactivity - everyone here is a builder and executor

• Competitive base salary, stock options, and health benefits from Day 1

• 401(k) plan with company match

• Remote-friendly (US), flexible time off (FTO), and opportunities for growth

• A high-growth, mission-driven, inclusive culture where your work has real impact

• Initial Interview with Talent Partner

• Technical or Hiring Manager Interview

• Team Interview

• Executive Interview

• Offer!

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at [email protected].